Legal & Compliance

Terms & Conditions

Welcome to MyLoanDesk ("Company," "we," "our," or "us"). These Terms & Conditions ("Terms") govern your access to and use of our website, services, tools, mortgage calculators, CRM systems, Al assistants, lead forms, and related digital platforms (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

Effective Date: July 25, 2022

1. Introduction

Welcome to MyLoanDesk ("Company," "we," "our," or "us")[cite: 5].

These Terms & Conditions ("Terms") govern your access to and use of our website, services, tools, mortgage calculators, CRM systems, Al assistants, lead forms, and related digital platforms (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

2. Nature of Our Services

MyLoanDesk provides mortgage-related technology, lead generation services, customer relationship management tools, educational content, and communication platforms.

We are not a direct lender unless explicitly stated. We may:

  • Connect users with licensed mortgage professionals or lenders
  • Provide mortgage-related information and tools
  • Facilitate communication between users and third-party providers
  • Offer Al-assisted informational responses

We do not guarantee loan approval, interest rates, or lending outcomes.

3. No Financial or Legal Advice

All content is for informational purposes only.

Nothing constitutes:

  • Financial advice
  • Legal advice
  • Tax advice
  • Investment advice
  • Loan approval or commitment

Consult a licensed professional before making financial decisions.

4. Eligibility

You confirm that:

  • You are at least 18 years old
  • You have legal capacity
  • Information provided is accurate

We may refuse service at our discretion.

5. User Responsibilities

You agree not to:

  • Submit false information
  • Use bots or scraping tools
  • Hack or disrupt systems
  • Misuse calculators or forms
  • Impersonate others
  • Use services unlawfully

6. Lead Submission & Communication Consent

By submitting your information, you consent to being contacted by:

  • MyLoanDesk
  • Partners, lenders, affiliates

Via:

  • Phone calls
  • SMS/MMS
  • Email
  • Automated systems
  • Al messaging

Consent is not required for purchase. Opt-out anytime.

7. Third-Party Services

We may use:

  • Lenders
  • CRM systems
  • Analytics tools
  • Al systems
  • Communication platforms

We are not responsible for third-party practices.

8. Mortgage Disclaimer

We do not guarantee:

  • Loan approval
  • Interest rates
  • Loan terms

All estimates are informational only.

9. AI Tools

Al responses:

  • Are automated
  • May be inaccurate
  • Do not replace professional advice

We are not liable for AI-based decisions.

10. Intellectual Property

All content is owned by MyLoanDesk and protected by law[cite: 5].

No copying or redistribution without permission.

11. Limitation of Liability

We are not liable for:

  • Financial loss
  • Loan denial
  • Data loss
  • Business interruption

Use at your own risk.

12. No Guarantees

Services are provided "as is."

No guarantees of:

  • Approval
  • Rates
  • Availability

13. Privacy & Cookies

Use is governed by our Privacy Policy and Cookie Policy[cite: 5].

14. Termination

We may suspend or terminate access at any time.

15. Changes

We may update these Terms at any time.

16. Governing Law

Governed by applicable jurisdiction laws.

17. Contact

MyLoanDesk

  • https://www.myloandesk.com
  • info@myloandesk.com
  • Phone 305 891 6500
  • Address1801 NE 123 St #314, N. Miami, FL 33181

18. Equal Housing Opportunity

We comply with fair lending laws and do not discriminate[cite: 5].

19. Final Agreement

By using MyLoanDesk, you agree to these Terms.